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Long-Term Care Insurance

Help protect your savings and family from the costs of long-term care, which are NOT covered by traditional insurances or Government programs, like Medicare.

"About 70% of Americans over the age of 65 years will need long-term care services during their lifetime." 1

"Nationally, care costs average between $50,000 - $100,000 per year, and the average life savings is depleted in months." 1

For Your Family

We shop for major carriers to find you the best options, saving you time and money.

Long-term care insurance can help to:

  • Receive care services in the comfort of your home
  • Protect your savings and other family assets
  • Choose who provides your care, and where
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For Your Company

LTC Ops USA has developed a system to evaluate employee demographics, current benefits, and employer objectives to design an educational-based enrollment approach for all employees, ensuring a superior level of participation and employee satisfaction

Why provide LTC coverage for employees?

  • Employers bear caregiving-related costs & lost productivity
  • Financial, emotional and physical well-being of caregivers
  • Employee work performance suffers

Our Planning Solutions

  • Long Term Care Insurance

  • Life Insurance & Annuities

  • Critical Illness Insurance

  • 1 Medicare & You, National Medicare Handbook, Centers for Medicare and Medicaid Services Revised November, 2012
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"Christine – thanks so much for your response and your assistance with this process…..it has been invaluable!! Read More"


LTC Operations USA

Preparing for What Comes Next