Guardian of Financial Well-Being

Unlock Peace of Mind by Securing Your Finances for an Unforeseen Tomorrow

Guardian of Financial Well-Being

Unlock Peace of Mind by Securing Your Finances for an Unforeseen Tomorrow

Specializing in Next Level  Long-Term Care and Benefit Solutions for the Workplace and Family Offices

Contact Christine Schuster Khemis, CEO, MBA, CLTC for a FREE Consultation about how to attract and retain top industry talent with strong executive compensation and employee benefit packages:

  • Protect your savings and other family assets with TAX FREE liquidity and benefits.
  • Choose who provides your care, and where
  • Receive care services in the comfort of your home

Christine Schuster Khemis, CEO, MBA, CLTC, Founder

Licensed Insurance Agent
Specializing in Long Term Care Insurance Solutions
Snohomish, WA
Licensed In: WA, AL, AK, AZ, AR, CA, CO, FL, GA, HI, ID, LA, MD, MI, MN, MA, MO, NV, NC, OH, OK, PA, TN, TX, WI

Main Phone: (206) 605-9184
Email: [email protected]

Specializing exclusively in long-term care planning for executive carve out and employee/worksite applications providing underwriting concessions and group rates; tax qualified and state partnership plans are available.

A picture of the top table member

Christine Schuster Khemis, CEO, MBA, CLTC Founder

Licensed Insurance Agent
Specializing in Long Term Care Insurance Solutions
Snohomish, WA
Licensed In: WA, AL, AK, AZ, AR, CA, CO, FL, GA, HI, ID, LA, MD, MI, MN, MA, MO, NV, NC, OH, OK, PA, TN, TX, WI

Main Phone: (206) 605-9184
Email: [email protected]

Specializing exclusively in long-term care planning for individuals and spousal/significant other discounts; executive carve out and employee/worksite applications providing underwriting concessions and group rates; tax qualified and state partnership plans are available.

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Resources

Brochure for Employers

Expand Your Employee Benefits with LifeSecure

For families and individuals: hospital, critical illness, accident insurance, hospital indemnity

Build a Better Benefits Package with LifeSecure Ancillary Products

Customizable Flyer for Employers – We can personalize the box with your name and contact information, then provide you with a new link that points directly to that version of the flyer.

Accident Insurance

Personal accident insurance with disappearing deductible

Critical Illness Ins.

To help protect your family, lifestyle, and finances

Hospital Recovery Insurance 4.0

Customizable Flyer for Employers – We can personalize the box with your name and contact information, then provide you with a new link that points directly to that version of the flyer.

Hospital Recovery Insurance 3.0

Customizable Flyer for Employers – We can personalize the box with your name and contact information, then provide you with a new link that points directly to that version of the flyer.

Testimonial From a Client

How accident insurance helped me

How Can Accident Ins. Help

Short 2-min video clip

About LTC Ops USA

LTC Ops USA, a woman-owned business, is one of the country's most experienced distributors of long-term care and related insurance products and services. We are dedicated to offering quality long-term care education, service, and resources for the benefit of the consumer, employers, and our agents.

We work closely with the top LTCi companies, complementing their customer service. Through our excellent carrier relationships, we can provide education, planning recommendations and resources that best meet your individual needs.

We understand the financial and emotional stress that caregiving can place on a family. Working with a specialist who can provide solutions for long-term care is the key. Long-term care may be the single biggest financial risk that most Americans face – it could be the one thing that could force you to spend your retirement savings. LTC Ops USA specializes in analyzing every consumer’s individual needs and financial situation to select the best plan at an affordable premium.

We Provide Unbiased, Side-by-side Comparisons
Of the Leading Carriers in Your State
With Experts Specializing in Long Term Care Solutions!

LTC Ops USA’ passion is to provide our clients with the best long-term care insurance solutions, customized to meet their needs.

Get a Quote Here or Call Christine Schuster Khemis, CEO, MBA, CLTC at (206) 605-9184 to review available LTCI DISCOUNTS that may be available in your state.

Testimonials

"Christine – thanks so much for your response and your assistance with this process…..it has been invaluable!! Read More"

Shaun

LTC Operations USA

Preparing for What Comes Next